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You might not own your own home, but it’s still important to make sure your belongings are covered and can be replaced if something happens to them. After all, if there’s a fire and your apartment or rental home burns down, you could end up with nothing. Even if you replaced everything with the cheapest Ikea furniture and thrift store duds, it could still cost you a lot. But renters insurance doesn’t just help you replace your belonging in the case of a fire. It also covers you in case of theft or other damage. If you live in a higher-crime area with a higher rate of break-ins, you might want to consider getting insured. Quick Links Compare Your Options Renters Insurance Cost Finding a Cheap Policy What Does It Cover? Renters Insurance Scenarios But even if you’re not worried about replacing your own possessions, you might still want to get renters insurance. After all, in addition to covering your couches and wine glasses, renters i...